R.E.T.I.R.E. – Retirement Planning

Retirement Planning is the fifth step in the six part financial planning acronym R.E.T.I.R.E. that forms the foundation of developing a solid financial plan and pathway to financial independence.

In this episode Eric and Matt cover some of the basic tenets of Retirement Planning including finding your financial independence number, types of retirement accounts, and more.

Learn more about retirement planning concepts such as:

  • Your financial independence number
  • The different types of retirement accounts and their tax treatment
  • Some standard rules of thumb on retirement savings

R.E.T.I.R.E. – Investments

Investments is the fourth step in the six part financial planning acronym R.E.T.I.R.E. that forms the foundation of developing a solid financial plan and pathway to financial independence.

In this episode Eric and Matt cover some of the basic tenets of Investments including the various types of investment vehicles, active versus passive investing, and more.

Learn more about investment concepts such as:

  • Investment vehicle basics – stocks, bonds, ETFs, mutual funds, etc.
  • Active versus Passive investing strategies

R.E.T.I.R.E. – Tax Planning

Tax Planning is the third step in the six part financial planning acronym R.E.T.I.R.E. that forms the foundation of developing a solid financial plan and pathway to financial independence.

In this episode Eric and Matt cover some of the basic tenets of Tax Planning including understanding withholding and some basic principles of tax planning.

Learn more about tax planning concepts such as:

  • Marginal vs Effective tax rates
  • Withholding
  • Pre-tax retirement account options like 401(k)s and IRAs
  • Capital gains versus ordinary income
  • Itemizing Deductions, and much more!

R.E.T.I.R.E. – Expense Management

Expense Management is the second step in the six part financial planning acronym R.E.T.I.R.E. that forms the foundation of developing a solid financial plan and pathway to financial independence.

In this episode Eric and Matt cover some of the basic tenets of Expense Management by implementing proper budgeting guidelines and optimizing every dollar to work for you.

Learn about Expense Management techniques such as:

  • Knowing your numbers
  • Useful apps and tools
  • The 50-20-30 budgeting rule
  • Debt management techniques

R.E.T.I.R.E. – Risk Management

Risk Management is the first step in the six part financial planning acronym R.E.T.I.R.E. that forms the foundation of developing a solid financial plan and pathway to financial independence.

In this episode Eric and Matt cover some of the basic tenets of Risk Management and developing a plan to protect yourself and your family against premature death, major disability, and emergencies.

Topics covered include

  • Leveraging your employer benefits such as health, dental, and short and long-term disability insurance.
  • Understanding how much life insurance you need and which types of policies are best (or not) for your situation
  • Establishing an emergency fund

Introduction to Eric and Matt

Get to know more about Eric and Matt and what the Avocado Toast Podcast is all about in this brief introductory episode.